United

United Plans

As a United pilot, your Pilot Retirement Account Plan (PRAP) 401(k) is your primary way of saving for retirement. RAA is proud to offer professional investment management for your 401(k) through Schwab’s Personal Choice Retirement Account (PCRA).

For eligible legacy United pilots, your pension plan is now administered and paid by the Pension Benefit Guaranty Corporation (PBGC). The A Fund for legacy Continental pilots was frozen in 2005 and the plan defines the benefits you receive when you retire, based on time of service and final average salary. United also contributes on your behalf to a Retiree Health Account (RHA), which can be used upon retirement to pay for qualified medical expenses.

RAA can help you understand how these benefits fit into your overall picture, as well as how to optimize your available options to prepare for retirement. We can also work with you to determine which benefit plan(s) work best for your needs, including pre- and post-retirement health care plans, union benefits, and government benefits.

Experience

For over 30 years, RAA has assisted pilots and their families with a variety of financial planning services including 401(k) management, comprehensive financial planning, retirement planning, investment management, estate planning, benefit reviews, tax guidance and return preparation, insurance guidance, income planning, and Social Security and Medicare guidance, as well as many others.

Lunch and Learn Events

Houston,TX

United Airlines Pilots and their spouses are invited to join us for lunch and an interactive learning session with our team of professionals who specialize in assisting with the financial planning needs of airline employees and their families.

Gain insights on financial topics such as:
United Pilot Benefits
Tax Strategies
Estate Planning
Behavioral Finance
And More

Our team will be happy to answer any questions you have about your financial plan, investments, United Airlines benefits, or any other topics you may have been wondering about. If you know a family member, friend, or colleague who is interested, we encourage you to bring them too. RSVP to reserve your seat for your preferred date.

RSVP for a Lunch & Learn

Meet the United Team

Michael Kane, CFP®

Vice President, Financial Consultant

A Team of Experts Focused on Your Goals

If you are looking for a financial planner who knows the ins and outs of your United Airlines and ALPA benefitsthen you’ve come to the right place. 

In addition to pilots and airline employees, the United team includes Certified Financial Planners (CFP®), Chartered Retirement Plans Specialists (CRPS®), and Behavioral Financial Advisors (BFA™) who are guided by and focused on your specific goals, both short term and long term. 

With years of financial planning experience and extensive knowledge about the goals and needs of airline employees, the United team is well-equipped to help you live your ideal financial life. Take a look below to meet the individuals who are here to help you succeed. 

Kat Schraeder, CFP®

Managing Director

Paul Ochel, CFP®

Senior Relationship Manager

Dave Robertson, CRPS®

Relationship Manager

Susan Rosing, BFA

Planning Manager

Cheryl Carlson

Receptionist

Darlene Hunter

Receptionist/Scheduler

Airline Representatives

Our Airline Representative team is committed to serving the needs of our clients and their families.
Please contact us with any questions you have or to learn more about how we can help you.

 

Active

Mark Crissman
Jeff Egli
Chris Jackson
James Linebarger
Chris Wiggins

Download a United Financial Planning Checklist

There are many elements a pilot should consider when creating a comprehensive financial plan. Download the checklist to learn what actions you need to take to prepare for your financial future.

Download the Checklist

Request a Custom Financial Consultation

Discuss your financial situation with an advisor who understands your unique needs, goals, and circumstances. Get answers to questions such as:

  • When would you like to retire?
  • How much do you need to save?
  • Do you know how to maximize your airline benefits?
  • What are your short-term and long-term financial goals?

You’ll also get a better understanding of your probability of successfully achieving your goals at your current savings rate. Having clarity about your financial picture today can provide significant peace of mind for the future.

Request a Consultation