INVESTING: EXPECTATIONS VS. REALITY
A quick Google search of the phrase “Dow Jones Industrial Average history” yields endless versions of one of the most iconic, and misleading, graphs in modern finance.With a …
TEMPORAL DISCOUNTING
Carpe diem: seize the day. Many take this to mean they should live in the moment, let go of the past, and let the future worry about itself. In …
ONLINE SECURITY – PROTECT YOUR IDENTITY, PERSONAL INFORMATION, AND FINANCIAL INFORMATION
The rapid advancement of internet technologies over the past two decades has enabled us to do everything from banking and shopping to collaborating and socializing online.Unfortunately, the added …
USING TRUSTS TO MANAGE THE DISTRIBUTION OF YOUR ESTATE
When tailored to the unique needs of your family, trusts are one of the best ways to protect and execute the plans you’ve made on behalf of your …
TALKING TO YOUR COLLEGE-AGED CHILDREN ABOUT FINANCIAL PLANNING
Saving money is an important part of preparing for the future. Teaching your children how to budget and save early on will not only help them ensure a …
FACTORS THAT AFFECT YOUR RISK TOLERANCE
Investing at any stage of life involves some inherent risk. At RAA, we strive to help our clients understand their tolerance for risk and ways to address it effectively in …