OUR SERVICES

RAA’s expertise in the industry allows us to assist you with the important decisions you will make during your career and after retirement. Our professionals have the experience and resources to help you create and implement a disciplined financial plan encompassing investment management, financial planning, estate planning, survivor assistance, tax and insurance guidance as well as your company benefits. We have worked successfully with thousands of clients to help them address their unique needs.

Financial Planning

Financial planning is never a one-dimensional process. It entails coordinating numerous factors that touch upon your investments, future income requirements, estate plan, tax situation and other key considerations.

A strong financial plan gives you an objective view of your overall financial picture and provides you with the guidance you need to enjoy a stress free retirement. Our Relationship Managers have the experience, expertise, and resources to help you and your family create and implement a thoughtful and disciplined financial plan.

INVESTMENT MANAGEMENT

If you are like many other investors, one of your most significant concerns may be falling short of your financial goals. Retirement Advisors of America harnesses extensive investment management expertise to create investment strategies designed to meet your lifetime growth and income needs.

At Retirement Advisors, your portfolio will be diversified broadly across an array of asset classes, investment styles and investment managers. We take special care to combine these elements to reduce overall portfolio risk. Diversification also provides you with a wider range of return opportunities.

     

ESTATE PLANNING

There is a very common misconception that only elderly or wealthy people need to have an estate plan in place. No matter how many years you believe you have left or how much money you have, a carefully crafted plan will clearly define your wishes, should you unexpectedly become incapacitated and unable to make decisions.  Whether or not you already have an estate plan in place, we offer a complimentary review to ensure that your documents are current or can advise you on how to get started.

PLANNING AHEAD GUIDE

Retirement Advisors has developed a guide to help you, your spouse and family sit down and plan for the transition of running your household should one of you become incapacitated or pass away. There are many publications that provide assistance once you become a widow or widower, but it is hard to find help on preparing for that eventuality. We want to help ease the burden of the surviving spouse and family members.

Request Your Guide

Retirment

Survivor Assistance

Dealing with the loss of a spouse, child or parent can be an emotional roller coaster and can change everything in an instant. We have spent many years developing our Survivor Assistance Program to guide you through the financial decisions, paperwork, and estate settlement that follows a death. Our crisis team, which consists of your Relationship Managers, your CPA and estate planning attorney will be there to assist the surviving spouse and extended family when they are least able to attend to the details.

There's nothing like the peace of mind you get as a RAA client, knowing your family will be taken care of, should something happen to you.

Survivor Handbook

Our Survivor Handbook was designed to assist you during one of the most challenging times you may fice after the passing of a loved one. While there is not an answer for every situation, we hope this handbook will assist you in getting organized, knowing who to contact for various issues, as well as provide you with basic educational information on this difficult topic.

Request Your Handbook
TAX & INSURANCE GUIDANCE

Tax laws are often complicated and can change frequently. It is essential that all aspects of your financial plan take advantage of current legislation. Our Relationship Management team has the knowledge and experience to help guide you with complex federal and state tax issues, taxation of stock options and estate tax consequences.

FINAL APPROACH PROGRAM®

Request your FREE Final Approach retirement planning guide.

The Final Approach Program® is the industry's leading pre-retirement program, covering all aspects of retirement planning. It is designed to provide pilots and their families with accurate and timely guidance in preparation for retirement that includes everything from property filling out the required retirement forms, to evaluating the financial and estate planning process.

Just as we continually provide our clients with quality and accurate information through their retirement years, our Final Approach Program® serves as a pilot's primary source of quality information prior to retirement.

You will receive a personal analysis of your income, cash flow, expenses, taxes and the probability of your success in retirement. It also Includes:

  • Retirement checklist
  • Ongoing, personalized program of assistance
  • Important resources and contact information
  • Custom personalized analysis
  • Benefit updates
  • Explanation of the estate planning process

Request Your Guide
Retirment

AIRLINES SERVED

Select your airline to learn more

 

Alaska

American

Delta

Southwest

United

 


Delta Air Lines Experience

Retirement Advisors has been working with Delta Pilots since the early 90s. We have been entrusted with over 700 Delta pilot families over the years. Our average Delta client has been with us over a decade and we are happy to provide a referral list of clients in your area.

Your Retirement Plan

The bankruptcies over the last fifteen years at the legacy airlines have vastly changed the structure of the retirement planning process for pilots and Delta is no exception. Even though 100% of the Delta pilots’ retirement is now going to the 401(k) or DPSP, there are still other very important components of your retirement plan to consider. Depending on which applies to you, we will look at the PBGC for legacy Delta pilots, the NWA Pension Plan and Excess Plan for legacy Northwest pilots as well as additional annuities for former Republic pilots.

RAA provides comprehensive management services to Delta pilots enrolled in the DPSP via Brokerage link. As you approach retirement, it becomes much more important to understand risk, make informed decisions and protect your retirement assets. Once you reach retirement, we will help select a retirement healthcare plan and set up their annuities from the PBGC, Social Security, airline (legacy NWA) and military benefits, if applicable.

 
   

Delta

ACTIVE

RETIRED

 

 

For More Information Contact

Brad Bridgewater
Vice President of Sales and Marketing
 


Brad Bridgewater is the Vice President of Business Development for Retirement Advisors of America. He leads the Financial Consultant and pilot representative teams across the country for all the airlines RAA serves. Brad joined the company in 2005 and spent seven years as a Financial Consultant. Prior to joining RAA, Brad was an athlete, representing the United States National Swimming Team around the world, including winning a gold medal in the 1996 Olympic Games in Atlanta in the 200 meter backstroke. Brad holds a BA from the University of Southern California.

  Phone: (800) 321-9123 ext 540

 

Mike Kane
Vice President and Financial Consultant
 


Michael Kane is a Vice President and Financial Consultant with Retirement Advisors of America. Mike joined the RAA team in 2012. He works closely with pilots to evaluate their retirement planning readiness and provide solutions to meet their retirement goals and dreams. Mike has over 22 years of financial services experience with Fidelity Investments, American Beacon Advisors, and Baker Avenue. Mike is a graduate of Texas Tech University with a degree in Marketing. He has also completed the CFP Examination and coursework for the Certified Financial Planners designation through the College of Financial Planning.

  Phone: (800) 321-9123 ext 538

 

 

Other Helpful Resources

www.PBGC.gov
www.Fidelity.com
www.socialsecurity.gov
http://militarypay.defense.gov/retirement/
http://www.ajc.com/s/delta-air-lines/

Dedicated To Providing Outstanding Retirement Planning and Investment Management